Terms and Conditions

Using This Site

This website belongs to Life Insurance Irving, a local business in Irving, TX. By reading these pages, you agree to the terms below. If you don't agree, please stop using the site. These terms cover the website only. They are not a policy, a contract for coverage or an offer to insure anyone.

General Information, Not Advice

Our pages explain term life, whole life, universal life, final expense, mortgage protection and retirement income planning in everyday words. That is background reading. It is not financial, legal or tax advice for your situation.

Your age, health, budget and family all change what makes sense. Talk with an agent before you make a decision based on anything you read here.

Quotes and Policies

Nothing on this site is a quote or a promise of coverage. Any quote comes from a conversation by phone and depends on the details you give and on the insurance company's review. The written policy is what counts. If something on this website ever differs from your policy, the policy wins.

Reaching Us

The phone is the only way to contact us through this site. You can reach us at (972) 419-8565. What you tell us on a call is up to you. We use it to answer your questions and talk through options, and our Privacy Policy explains this in more detail.

Our Content

The words, layout and images on this site belong to Life Insurance Irving or are used with permission. You are welcome to read and share a page for personal use. Please don't copy large parts of it, sell it or present it as your own work.

Limits of Responsibility

We work to keep these pages accurate and current, but insurance rules and products change. We can't promise every detail is complete or up to date at the moment you read it. We are not responsible for losses that come from relying on the site alone, or for the site being slow or unavailable now and then.

Texas Law and Changes to These Terms

These terms are governed by the laws of the State of Texas. We may update them from time to time, and the version posted here is the one that applies. If you have a question about any of it, give us a call and we'll explain it plainly.